Finance

Blinkcas – Your All-in-One Digital Bank

Welcome to Blinkcash In today’s fast-paced world, managing your finances efficiently is more important than ever.

Whether you’re saving for a rainy day, seeking a loan for personal or business needs,

or looking to make seamless transfers, having a reliable financial partner is crucial.

BlinkCash is here to revolutionize your banking experience,

offering you the flexibility and security you need to achieve your financial goals.

As a comprehensive digital banking platform,

BlinkCash provides a range of services, including savings, loans, card requests,

referral bonuses, agent float loans, and much more—all accessible through a single app. With BlinkCash,

you’re not just opening a bank account;

you’re gaining a powerful tool to unlock your financial potential. S

ay goodbye to the hassles of traditional banking and embrace a new era of financial freedom with BlinkCash.

Savings: A Smarter Way to Grow Your Wealth

BlinkCash offers an innovative approach to savings that helps you build a secure financial future. Whether you prefer to save daily,

weekly, or monthly, BlinkCash makes it easy to set up a personalized savings plan that works for you.

Here’s how you can start saving with BlinkCash:

Download the App: Get started by downloading the BlinkCash app from the Google Play Store or Apple App Store.
Create an Account: Sign up and create your BlinkCash account in just a few simple steps.
Create a Savings Plan: Set up a savings plan that fits your financial goals, whether it’s for short-term needs or long-term investments.
Save Periodically: Automate your savings by choosing a regular interval—daily, weekly, or monthly—to deposit funds into your savings plan.
Earn Compounding Interest Daily: Watch your savings grow with daily compounding interest, boosting your wealth over time.

Why Save with BlinkCash?

Powered by Baines Credit Microfinance Bank: BlinkCash is backed by Baines Credit Microfinance Bank, a CBN-regulated institution with NDIC insurance, ensuring your funds are safe and secure.
Competitive Interest Rates: BlinkCash offers some of the most attractive interest rates in the market, helping you maximize your returns.
No Withdrawal Fees: Enjoy the freedom to withdraw your funds at any time without incurring any fees, except in the case of fixed deposits where early withdrawal may result in forfeiture of some interest.
Halal Savings Option: BlinkCash offers a Halal savings plan that allows you to save without earning interest, in compliance with Islamic principles.
Lock-in Feature: Lock your savings for a minimum of 30 days or longer and earn higher interest with daily compounding.
Free Health Insurance: When you lock in a minimum of NGN 50,000 for at least 6 months, you’ll receive free health insurance from a reputable HMO, providing added peace of mind.
Flexible Savings Plans: BlinkCash gives you the flexibility to save on your own terms, with customizable plans that fit your lifestyle and financial goals.
Secure Transactions: Your card details, data, and funds are protected by advanced security measures, including PCI-DSS-compliant payment processors.

24/7 Support: We’re Here to Help

At BlinkCash, your financial success is our priority.

The dedicated support team is available 24/7 to assist you with any questions or concerns.

Whether you need help setting up your account,

applying for a loan, or managing your savings plan,

we’re here to help. Reach out to app anytime via the following channels:

Email: support@blinkcash.ng
Instagram: www.instagram.com/blinkcash
Facebook: https://m.facebook.com/Blinkcashng
Twitter: https://mobile.twitter.com/Blinkcashng
WhatsApp: 08000BLINKCASH, 09031111888

Loans: Fast and Flexible Financing at Your Fingertips

Need a quick loan to cover an unexpected expense or to fund a business opportunity?

BlinkCash makes borrowing easy and accessible with yhe straightforward loan application process.

Here’s how you can secure a loan with BlinkCash:

Download the App: Start by downloading the BlinkCash app from your app store.
Create an Account: Sign up and create your account to gain access to our loan services.
Apply for a Loan: Select the loan amount you need and submit your application directly through the app.
Receive Your Loan: Once approved, the loan amount will be credited to your BlinkCash wallet instantly.
Build Your Credit Score: Repay your loan on time to increase your loan limit for future borrowings and improve your credit score within the app.

Rates and Fees

Loan Amount: BlinkCash offers loans ranging from NGN 5,000 to NGN 500,000, catering to various financial needs.
Loan Tenor: You can choose a repayment period between 30 to 90 days, allowing you to select a plan that fits your financial situation.
Interest Rates: Our interest rates range from 5% to 35%, with an equivalent monthly interest rate of 5% to 30%, and an Annual Percentage Rate (APR) ranging from 60% to 365%.

BlinkCash requires no collateral for loans,

making it easy for anyone, whether self-employed or salaried, to access the funds they need.

The transparent fee structure ensures that you know exactly what you’re paying, with no hidden costs or surprises.

Agent Loans: Empowering POS Agents for Success

BlinkCash goes beyond personal loans by supporting POS agents with float loans to enhance their Cash-In Cash-Out business operations. Here’s how our agent loans work:

Loan Tenor: The maximum tenure for agent loans is 3 days.
Daily Interest Rate: Agents can borrow at a daily interest rate of 0.35%, allowing them to earn more commissions.
Loan Amount: Agents can request float loans ranging from NGN 50,000 to NGN 200,000.

Example: For a 3-day loan of NGN 100,000, BlinkCash charges a daily interest rate of 0.35% .

The total repayment amount after 3 days would be NGN 1,050.

Agents have the flexibility to make multiple loan requests within a month and can repay early at any point during the loan tenor.

Transfers and Bill Payments: Convenience at Your Fingertips

BlinkCash simplifies your financial transactions with our easy-to-use transfer and bill payment services.

Whether you need to send money to another bank account or pay your bills,

BlinkCash makes it easy and affordable. Here’s what you can do with BlinkCash:

Inter and Intra Bank Transfers: Transfer money to any bank account in Nigeria with competitive fees.
Airtime and Bill Payments: Buy airtime and pay your bills directly from your BlinkCash wallet with a 2% discount on every transaction.